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Terms and Conditions (disclaimer)

insync Disclaimer


insync Funds Management Pty Ltd (insync) is not authorised to carry on business in any jurisdiction other than Australia. Accordingly, the information contained in this internet site is intended to comply with Australian law.

insync has endeavoured to ensure that information contained in this internet site is accurate and based on reliable sources. insync is not obliged to update you if the information changes. None of the information contained in this internet site constitutes or can be construed as legal or financial product advice.

Certain links in this website may connect to other websites rendered by third parties over whom insync has no control. insync makes no representations whatever as to the accuracy or any other aspect of information contained in any other websites. Readers use the information and links at their own risk.

insync provides no warranty and expressly disclaims all and any liability to any person in respect of anything and of the consequences of anything done or omitted to be done by any person relying wholly or partially upon the information contained in this internet site.

All intellectual property rights in this internet site are, and at all times remain, the property of insync.


*Morningstar Rating Definition

The Morningstar Rating is an assessment of a fund’s past performance based on both return and risk which shows how similar investments compare with their competitors. A high rating alone is insufficient basis for an investment decision.


Morningstar Disclaimer

2013 Morningstar, Inc. All rights reserved. Neither Morningstar, nor its affiliates nor their content providers guarantee the data or content contained herein to be accurate, complete or timely nor will they have any liability for its use or distribution. To the extent that any of this information constitutes advice, it is general advice and has been prepared by Morningstar Australasia Pty Ltd.

ABN: 95 090 665 544, AFSL: 240892 and/or Morningstar Research Limited (subsidiaries of Morningstar, Inc.) without reference to your objectives, financial situation or needs. You should consider the advice in light of these matters and, if applicable, the relevant Product Disclosure Statement (in respect of Australian products) or Investment Statement (in respect of New Zealand products) before making any decision to invest. Neither Morningstar, nor Morningstars subsidiaries, nor Morningstar’s employees can provide you with personalised financial advice. To obtain advice tailored to your particular circumstances, please contact a professional financial adviser. Please refer to our Financial Services Guide (FSG) for more information www.morningstar.com.au/fsg.asp